When water, a storm, or a fallen tree damages a property, the first 24 to 48 hours decide how much of it can be saved. The company you call for mitigation and restoration shapes both the repair and the insurance claim. We’ve managed Indianapolis rental properties for years, and these are the restoration and mitigation companies worth calling in 2026.
- Dry By Design Roofing and Restoration
- SERVPRO (Indianapolis-area franchises)
- FIRST ONSITE Property Restoration
- Paul Davis Restoration of South Indianapolis
- FireStorm Restoration
- Restorex Disaster Restoration
- Guardian Angel Restoration
- 1-800 WATER DAMAGE of Greater Indianapolis
- ServiceMaster by L.S. James
- Rainbow Restoration of Indianapolis
#1 Dry By Design Roofing and Restoration
Dry By Design has handled insurance restoration in Central Indiana since 2008, taking properties from emergency response through the final rebuild. The owner personally manages every inspection, estimate, insurance supplement, and adjuster conversation, so one person owns your claim from the first call to the last repair. Because Dry By Design also does roofing, a storm loss doesn’t have to be split between a mitigation company and a separate roofer.
- Mitigation: water extraction, structural drying, and damage control
- Emergency services: roof tarping and board-up
- Restoration: storm, tree, and water damage repairs through the final rebuild
- Insurance: claim documentation, supplements, and adjuster meetings
8455 Castlewood Drive, Suite I, Indianapolis
#2 SERVPRO (Indianapolis-area franchises)
A national brand with several local franchises, commonly called for water removal and fire and smoke cleanup.
#3 FIRST ONSITE Property Restoration
A 24/7 restoration provider for water, fire, and mold damage, best known for large and commercial losses.
#4 Paul Davis Restoration of South Indianapolis
Fire and water damage restoration for homes and businesses on the south side and nearby communities.
#5 FireStorm Restoration
A family-owned company serving Indianapolis and surrounding counties, focused on flooded basements, water damage, fire cleanup, and mold.
#6 Restorex Disaster Restoration
An IICRC-certified water mitigation company that helps customers through the insurance claim process.
#7 Guardian Angel Restoration
A veteran-owned, IICRC-certified company serving Hamilton County and greater Indianapolis.
#8 1-800 WATER DAMAGE of Greater Indianapolis
A local franchise of a national water damage brand serving the greater Indianapolis area.
#9 ServiceMaster by L.S. James
A ServiceMaster Restore franchise providing water damage restoration in the Indianapolis area.
#10 Rainbow Restoration of Indianapolis
A local franchise of a national restoration brand handling water, fire, and mold damage.
How we chose these companies
We looked at what matters to a property owner after a loss: response time, IICRC-style drying practices, the ability to carry a job from mitigation through rebuild, customer review history, and how well each company handles the insurance side. We gave extra weight to companies that can handle both the mitigation and the repairs, so the owner isn’t coordinating multiple contractors.
Frequently asked questions
What’s the difference between mitigation and restoration?
Mitigation stops the damage from getting worse: extracting water, drying the structure, tarping the roof, and boarding up openings. Restoration is the repair that comes after: drywall, flooring, framing, and roofing. Insurance usually covers both, but they’re often billed separately.
How fast does water damage need to be addressed?
As soon as possible. Mold can begin growing within 24 to 48 hours, and wet drywall, flooring, and insulation deteriorate quickly. Stop the source, then start drying.
Should I call my insurance company or a contractor first?
Protect the property first. Most policies require you to take reasonable steps to prevent further damage, so get water stopped and openings covered, then report the claim. Take photos before anything is moved.
Do I have to use the restoration company my insurer recommends?
In most cases, no. You can choose your own contractor. Your insurer may have preferred vendors, but the choice is generally yours as the policyholder.
Company details are based on publicly available information as of October 2026 and may change. Rankings reflect our opinion.